After the appraisal, eClick Lending can begin the underwriting portion of your mortgage refinance application. With stricter underwriting guidelines, this step is more comprehensive than ever before.
Verifying the information on your credit application is a major step. This involves reviewing your tax returns, bank statements, paycheck stubs and even contacting your employer to verify your salary and length of employment information you provided is correct.
Your home refinance loan is not approved until the underwriter gives their approval.
Because eClick Lending's mortgage refinance process is extremely quick and streamlined, our underwriters can provide an approval faster than other mortgage lenders.
Discover how easy refinancing can be with eClick Lending. Get Started