After your credit review, eClick Lending will order a home appraisal to be performed by a certified home appraisal company on your home.
The appraisal is an objective view of your home's value based on factors such as location, age, square footage, condition, and sale prices of similar homes in the area. This ensures the home loan amount requested from your lender is appropriate.
While appraisers are not looking at decorative items inside your home such as furniture, there are some ways to increase your appraisal amount. Besides mowing the lawn or patching cracks in the walls, investments you've made in the property over the years could have a positive impact on your home appraisal.
Make note of any physical improvements and repairs you have made. If your home has a new roof or new windows, for example, inform the appraiser when they were replaced and how much it cost. While it's not guaranteed to increase their assessment value, it can't hurt.
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